Greetings!  My name is Tim Christensen and I service all the Southern California counties as well as closing loans throughout all of California and 12 other western states.  I have been in the loan business since 1986.  I work with all styles of financing, from FHA & VA to conventional conforming and jumbo loans.   I close loans for people purchasing or refinancing 1-4 units as well as multi-unit commercial loans. I do loans for first time buyers and people purchasing homes with no down payment at all as well as the move-up buyers and the empty-nesters.  I also assist with special financing such as the Public Employees Retirement System (PERS), combination 1^st & 2^nd trust deeds and Sub-Prime (tough credit) loans.

I love this business and the tough situations that buying or refinancing a home brings.   I’ve closed millions of dollars of loans and I can close yours as well. Your loan is my top priority because it’s one of the biggest decisions in your life. You need the personal service that only a Mortgage Banker can provide and the personal touch to help with your own, unique situation.